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HP 2716570 10bII+ Financial Calculator 12-Digit LCD by HP

The HP 10bII+ is the smart choice for business and finance needs..
You'll be able to work quicker and more efficiently with over 100 time-saving, easily-accessible business functions..
Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more..
With so many useful features, and an affordable price, the HP 10bII adds up to a wise investment. Permitted for use on the CFP Certification Exam..

Asset allocation calculator computes the asset allocation mix given the total investment amount and the selected target asset allocation (conservative, balanced, growth, aggressive, or custom).
Compounding interest calculator computes the future value of a deposit which earns interest at a percent interest rate for a specific number of compounding years.
Future value calculator computes the future value of an account balance plus periodic monthly deposits to that balance, earning interest at a percent interest rate for a specific number of years.
Loan payment calculator computes the monthly payment for a loan amount at an annual interest rate, given a specified number of years to pay off the loan, and displays the loan amortization schedule.
Withdrawal amount calculator computes how long an investment amount will last given the value of the investment, the compounding interest rate, the inflation rate, and the yearly withdrawal rate. And many more calculators ....

SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan AMT, Int, Term, PMT. This industry-standard calculator....
CONFIDENTLY AND EASILY SOLVES all your clients’ financial questions whether they are buyers, sellers, investors or renters. Increase your perceived....
DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford.....
FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans.
BECOME AN INVALUABLE RESOURCE to your clients by reducing their confusion and uncertainty.
ensuring they are able to make a purchase offer.

Stay on top of finances plus each day's events and appointments.
One day per two page spread computes interest, elapsed time and maturity dates.
Right page of spread includes half-hourly appointment scheduling from 8:00 a.m. - 5:30 p.m..
Call loan table, monthly loan table and 30 days period table for one year also shown.
Pages are loose-leaf and punched to fit the 2 ring E21 style calendar base (base sold separately).

LUCK & PROTECTION RITUALS - Black Cat Oil can be used in any type of luck or protection ritual..
HERBS & ESSENTIAL OILS - Made with Devil’s Shoestring, Ginger, Patchouli, Irish Moss, Dragon’s Blood and other potent herbs..
HOW TO USE - Black Cat Oil can be used to anoint talismans, mojo bags, and your altar. It's great to put on important documents such as loan applications, bank statements, resumes, and even business cards. Dab a bit in the heel of your shoes or put it directly on some cash and keep it in your wallet. Dab some one your front door or place of business..
HANDMADE DAILY - All Art of the Root products are handmade daily in the USA - small batch only. All our products are Artisan made with herbs, essential oils and floral botanicals..

INSPIRED BY THE 1975 EDITION – this Retro Series version of Payday is the first version of the game, it’s ideal for nostalgic family board games and fun. Gather the family to play this game of handling finances.
WHERe DOES ALL THE MONEY GO – the game that offers kids and families everywhere the opportunity to collect salaries, pay bills, and build fortunes.
MAKES ACCOUNTING FUN - you could get lucky and win the lottery, but you might gamble away all your fortune if you're not careful. The player who has the most cash and savings at the end of the game wins.
GAME SPECIFICS – for 2 – 4 players, recommended for ages 8 and over. Level of difficulty is easy, playing time approximately 15 minutes.
INCLUDES – gameboard, die, 4 tokens, 64 mail cards, 16 deal card, payday money, savings and loan record pad and instructions. Ideal for holiday toy and game gifting for kids and adults.

DEDICATED FUNCTION KEYS means quickly and confidently providing financial answers and options for your clients, whether in the office, in the car or....
INSTANTLY SOLVE the financial questions your clients have whether they are buyers, investors or renters.
increase your perceived professionalism and....
SPEAKS YOUR LANGUAGE with keys labeled in residential real estate finance terms like Loan Amt, Int, Term, Pmt.
calculator is super easy to use as an....
QUICKLY FIND THE RIGHT LOAN for your client at the press of a button, calculate 80:10:10 or 80:15:5 combo loans.

Great mix of statistical, business and math functions. Easily calculate loan payments, interest rates and conversions..
Ideal for real estate, finance, accounting, economics and business work..